Home Loan
| Loan Amount : | Max. Rs.70.00 Lacs. |
|---|---|
| Rate of Interest : | 12.25% p.a |
| Margin : | 20% to 30% |
| Tenure : | Max 20 years. |
| Processing Charges : | 0.50% of sanctioned loan amount + Service Tax or Maximum Rs.30,000/- |
* Terms and Conditions Apply
KYC Documents:
Two latest passport size photographs and any one of the KYC document as Identity and Address proof As Below,
|
No. |
ID Proof |
Address Proof |
|---|---|---|
|
1 |
PAN Card |
Telephone Bill |
|
2 |
Voter's Identity Card |
Electricity bill |
|
3 |
Driving license |
Aadhar card |
Initial Documents Require:
FOR THE APPLICANT AND BOTH THE GUARANTORS
|
No. |
SALARIED PERSON |
BUSINESS PERSON |
|---|---|---|
|
1 |
PHOTO |
PHOTO |
|
2 |
LATEST SALARY SLIP (FOR 3 MONTHS) |
RENEWED COPY OF SHOP ACT LICENSE |
|
3 |
PASS BOOK XEROX OR STATEMENT OF SALARY ACCOUNT |
BALANCE SHEET AND PROFIT & LOSS ACCOUNT (3 YEARS) |
|
4 |
DOCUMENTS RELATED TO PURPOSE OF LOAN |
COPY OF SARAL / RETURN FILED IN INCOME TAX DEPT (3 YEARS) |
|
5 |
|
COPY OF ACCOUNT STATEMENT WITH OTHER BANKS (IF ANY) |
|
6 |
|
NOC FROM PREVIOUS BANKERS (IF MIGRATING) |
|
7 |
|
DOCUMENTS RELATED TO PURPOSE OF LOAN |
*For more details contact to nearest Branches.